Blog Disclaimer

1. All content provided on this blog is for informational purposes only. The owner of this blog makes no representations as to the accuracy or completeness of any information on this site or found by following any link on this site. The owner of http://financialcontemplates.blogspot.sg/ will not be liable for any errors or omissions in this information nor for the availability of this information. The owner will not be liable for any losses, injuries, or damages from the display or use of this information.

2. The opinions expressed at or through the blog are the opinions of the individual author and may not reflect the opinions of any other person or legal entity. By using the blog, you agree that the information on this blog does not constitute financial or other professional advice and no advisor-client or other relationship is created between you and its author. Do not consider the blog to be a substitute for obtaining financial advice from a qualified advisor.

3. You agree not to interrupt, or attempt to interrupt, the operation of the blog in any way. Unauthorized use or modification of any information stored on the blog may result in criminal and/or civil prosecution. You may not use the blog for anything other than a lawful and legitimate purpose. You agree not to use the blog to carry out any unauthorized alteration of any data or information on the blog or to conduct any activity that infringes on the copyright, patent, trademark, service mark or other rights of any person or entity. Any attempt at extending, paraphrasing, reusing or reproducing setences, ideas or themes found on this blog can only be undertaken after contacting the blog owner and requesting for his permission. You shall not restrict or inhibit any other user from using and enjoying any service conducted on the blog. The owner reserves the right to limit or deny your access to the blog or take other appropriate action if you violate any provision of these Terms and Conditions of Use or if you conduct any activity that violates the rights of any person or entity, or which in the author’s sole discretion is deemed unlawful, offensive, threatening, abusive or potentially harmful or malicious.

4. Email May Not Be Used to Provide Notice. Communications made through the blog’s e-mail and messaging system shall in no way be deemed to constitute legal notice to the author, or any agents or representatives, such as where notice to the author is required by contract, or any laws, rules or regulations.

5. Links may appear on the blog that may be used to link to other blog(s) or websites. These links are provided solely as a courtesy to blog visitors. The owner of this blog has no control over the linked sites or the materials, information, goods or services available or contained on these linked sites. The owner is not responsible for and does not endorse or warrant in any way any materials, information, goods or services available through such linked sites or any privacy or other practices of such sites. If you decide to access any of the linked sites, you do so entirely at your own risk. The owner reserves the right to terminate any link at any time.

This terms and conditions is subject to change at anytime with or without notice.



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